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Should You Retire in New Mexico?

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Should You Retire in New Mexico?


If you love green chile and Georgia O’Keeffe, and you’re thinking of relocating for retirement, consider the lovely state of New Mexico. It offers a lot of natural beauty and opportunities for outdoor recreation, such as hiking, fishing, and skiing. It also offers plenty of culture, with museums, festivals, art galleries, and even a famous annual hot air balloon fiesta in Albuquerque.

The climate is another plus. While it can get very cold or hot depending where you are, parts of New Mexico have a moderate climate that will suit many people more than the heat of Florida or Arizona.

Someone is outdoors, smiling broadly.

Someone is outdoors, smiling broadly.

Image source: Getty Images.

When it comes to taxes, New Mexico is not among the 41 states that do not tax Social Security benefits. But thanks to a recent law, it only taxes those with relatively high incomes — such as singles who earn more than $100,000. Meanwhile, withdrawals from 401(k) and IRA accounts and pension income are also taxable, though only partially. There’s no estate tax in New Mexico, either — although federal estate taxes still apply.

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The quality, availability, and cost of healthcare should be a major concern for retirees and should be factored into your overall retirement plan. New Mexico scores fairly well on this count: MedicareGuide.com has rated it the 18th-best state in the nation for elderly healthcare.

New Mexico’s cost of living is only about 94% of the national average, per the World Population Review, which is a plus — especially if you move there from a high-cost region. The typical home price in New Mexico was recently only $306,434 — about 84% of the national average. Car insurance is also on the low side, recently averaging $2,438 annually, about $579 below average.

If you’re liking the idea of New Mexico, know that it does have some vulnerability to natural disasters, such as wildfires, flooding, and even earthquakes, and water isn’t as abundant as it is in many other places. It’s smart to spend at least a few months living in any place you’re thinking of moving to — to ensure it’s a good fit.

The $22,924 Social Security bonus most retirees completely overlook

If you’re like most Americans, you’re a few years (or more) behind on your retirement savings. But a handful of little-known “Social Security secrets” could help ensure a boost in your retirement income. For example: one easy trick could pay you as much as $22,924 more… each year! Once you learn how to maximize your Social Security benefits, we think you could retire confidently with the peace of mind we’re all after. Simply click here to discover how to learn more about these strategies.

View the “Social Security secrets” »

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Unemployment claims in New Mexico declined last week

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Unemployment claims in New Mexico declined last week


Initial filings for unemployment benefits in New Mexico dropped last week compared with the week prior, the U.S. Department of Labor said Thursday.

New jobless claims, a proxy for layoffs, fell to 795 in the week ending January 24, down from 939 the week before, the Labor Department said.

U.S. unemployment claims dropped to 209,000 last week, down 1,000 claims from 210,000 the week prior on a seasonally adjusted basis.

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Nebraska saw the largest percentage increase in weekly claims, with claims jumping by 207.4%. Kentucky, meanwhile, saw the largest percentage drop in new claims, with claims dropping by 59.7%.

USA TODAY Co. is publishing localized versions of this story on its news sites across the country, generated with data from the U.S. Department of Labor’s weekly unemployment insurance claims report.



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Deb Haaland Criticizes Noem for Withholding FEMA Disaster Relief from New Mexico

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Deb Haaland Criticizes Noem for Withholding FEMA Disaster Relief from New Mexico


Former Interior Secretary Deb Haaland (Laguna Pueblo), who is running to be the next governor of New Mexico, on Friday sharply criticized Homeland Security Secretary Kristi Noem for withholding more than $1 billion in Federal Emergency Management Agency disaster relief funds from New Mexico, according to a report from NOTUS. The report comes as Noem has also drawn criticism for aggressive Immigration and Customs Enforcement operations in New Mexico communities, actions Haaland says are putting residents at risk while urgently needed disaster preparedness funding remains stalled.



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New Mexico mother forced to Texas for son’s treatment

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New Mexico mother forced to Texas for son’s treatment


A Portales mother shares her son’s medical journey, highlighting the challenges of healthcare in rural New Mexico.

PORTALES, N.M. – A Portales mother shares her son’s medical journey, highlighting the challenges of healthcare in rural New Mexico.

In April 2025, April Fleming took her son Owen to Roosevelt General Hospital after he collapsed during a baseball game. Despite a negative test, doctors diagnosed him with strep throat.

“He is bouncing off the walls he’s so hyper, and he’s a sweetheart,” said April Fleming.

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When Owen couldn’t turn his head, April questioned the diagnosis and sought a second opinion. Another doctor suggested it might be meningitis.

“In the emergency room, they tell me that they’re going to do a spinal tap on him, which is how they test for meningitis. They ended up not doing that, and they just did another swab test on him,” said April.

Doctors prescribed antibiotics for adenovirus, rhinovirus, and strep. Despite treatment, Owen’s condition worsened, and a lump on his neck grew.

“Fast forward another day. Owen is still getting more sick. Now he can’t walk, he will not eat, he will not drink, and he now has a, the lump is even bigger on his neck,” said April.

April took Owen to the Clovis ER, where her concerns were dismissed again.

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“The Clovis doctor told me, ‘I think that you care a lot about your son, but I think that you are a young, paranoid mom who just needs to take a breath,’” said April.

Desperate, April drove Owen to Lubbock, Texas, through a hailstorm as his condition continued to deteriorate.

“He went unconscious. And it’s really hard for me to talk about it, because it was, it was hard to watch his body attack itself and not be able to do anything,” said April.

Six specialists worked to find answers as the abscess on Owen’s neck caused spinal misalignment.

“They were telling me that I should probably start preparing myself, because they didn’t know what was going on and why he kept getting worse,” said April.

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Finally, Owen was diagnosed with Kawasaki disease.

“He was able to get the IVIG treatment. And then within 45 minutes, his fever broke, and his rash on his body went away, and his eyes cleared up, and he was able to sit up. It was just, it was like a miracle cure,” said April.

Owen is now 4 years old and doing well. April emphasized the need for accountability and resources in New Mexico’s healthcare system to prevent similar situations.



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