South-Carolina
SC bars are getting crushed by liquor liability insurance bills. Is there a solution?
On average, insurance companies lost $1.77 for every $1 in premiums earned since 2017. In some years, losses ran north of 200 percent. A possible reason why is that insurance companies in South Carolina are making more and bigger payouts than any other state in the Southeast, the study found.
“It’s a crisis,” said Russ Dubisky, executive director of the S.C. Insurance Association. “The numbers are staggering, and South Carolina’s an outlier.”
Yet some have questioned those numbers.
The Department of Insurance’s data suggesting insurance companies are taking massive losses year after year is fishy because the data also shows that insurance companies keep offering liquor liability policies, Jay Angoff, a Washington D.C.-based consumer advocate, told a Senate panel Jan. 31.
“That doesn’t make sense. Insurance companies are not in the business to lose money,” said Angoff, who also is a former insurance commissioner in Missouri.
The Department of Insurance needs to regulate commercial liability insurance, he said, suggesting high rates may be caused, in part, by companies taking advantage of lax rules.
Competition is the best regulator for an open market, said Dubisky, from the Insurance Association. While there are certain exemptions, which are not unique to South Carolina, the companies are still regulated, Dubisky said.
The debate around how to fix the liability insurance industry dates back to a sweeping 2005 compromise bill that limited the instances in which one party in a multi-defendant civil lawsuit would be forced to pay the entire verdict amount, a concept known as “joint and several liability.”
In 2017, the S.C. Supreme Court ruled that a strict interpretation of the 2005 law meant only defendants specifically named in lawsuits could be included among those who would need to pay damages. So, the apportionment of fault could not include people who had already settled with the plaintiff or who were never named as defendants.
South Carolina women’s basketball starting guard Tessa Johnson was not listed on the injury report Feb. 28 for the Gamecocks’ final regular-season game at Kentucky.
Johnson was practicing on Feb. 27 after missing the 112-71 win over Missouri, but coach Dawn Staley wouldn’t confirm her status for the next game.
No. 3 South Carolina (28-2, 14-1) travels to play No. 18 Kentucky (21-8, 8-7 SEC) on March 1 (2 p.m. ET, SEC Network) to close the regular season.
South Carolina called it an “upper body contusion” on social media not long after she was listed as out on the SEC injury report that published an hour before tipoff vs Missouri.
Staley joked that media would post on social media that Johnson was practicing with the starters, setting the tone that she isn’t hiding the latest on Johnson’s health.
Johnson is a junior guard averaging 13.1 points and 3.5 rebounds. She leads the SEC in 3-point shooting at 45.5%, which is also eighth in the nation.
Johnson struggled in her two most recent games. She went combined 2-of-13 for six points against Alabama and Ole Miss, just after going 8-of-13 for 21 points against LSU.
Staley said sophomore reserve post/center Adhel Tac is day to day dealing with a lower leg injury. Tac hasn’t played since Feb. 5. She’s still using a medical scooter to move around and has been sitting out practices. She was listed as out again vs Kentucky.
Tessa Johnson injury update, status for Kentucky
The Wildcats have talented guards who can score and defend, in addition to post players like 6-foot-5 center Clara Strack, who averages 16.4 points and 10.2 rebounds. Tonie Morgan scores 14.4 points and dishes a nation-high 8.3 assists a game.
Johnson is third in the nation in 3-point shooting at 45.5%. By posing a threat behind the arc, players like Joyce Edwards and Madina Okot get more action in the paint.
Raven Johnson hit a career-high four 3-pointers against Missouri and Maddy McDaniel drained two, but there’s no denying how much Johnson elevates the offense.
Lulu Kesin covers South Carolina athletics for The Greenville News and the USA TODAY Network. Email her at LKesin@usatodayco.com. Follow her on X@Lulukesin and Bluesky@bylulukesin.bsky.social
BLUFFTON, S.C. – Kentucky men’s golf begins the month of March at the Colleton River Collegiate this Sunday and Monday at Colleton River Club (par 72, 7403 yards).
UK joins a 15-team field for the 54-hole event, which will consist of 36 holes of continuous play on Sunday, followed by 18 holes on Monday. An 8 a.m. shotgun start will kick things off on Sunday, while Monday’s final round will begin with another shotgun start, this time at 7:45 a.m.
UK is paired with Indiana, Kansas State and Ohio State for the first day of play.
The Wildcats will utilize the same starting five, albeit in a different order, as was featured at the Watersound Invitational just two weeks ago. There, the Cats finished seventh in a loaded field and found themselves as high as third place during the final nine holes.
Sophomore Jacob Settles had the best showing of his collegiate career, finishing tied for seventh at 5-under par, while senior captain Jack Schoenberger had his highest finish of the season, placing tied for 14th at 2-under.
Jacob Lang, Luke Coyle and Cole Stockard will complete UK’s starting five alongside Settles and Schoenberger, the fourth time in six events the Wildcats have featured this starting unit.
Freshman Cameron Phillips will tee it up as an individual once again after an impressive showing in the same role at the Watersound where he tied for 29th and had two rounds under par.
Fans can follow along with live scoring on the Scoreboard Powered by Clippd website.
Kentucky Lineup:
- Jack Schoenberger: Senior, Alpharetta, Ga
- Jacob Lang: Sophomore, Alvaton, Ky.
- Jacob Settles: Sophomore, Winchester, Ky
- Luke Coyle: Junior, Campbellsville, Ky.
- Cole Stockard: Freshman, Dalton, Ga.
Ind. Cameron Phillips: Freshman, Portsmouth, Ohio
Competing Schools (15): Chattanooga, Cincinnati, ETSU, Indiana, Iowa, Iowa State, Kansas State, Kentucky, Memphis, Michigan State, Minnesota, Missouri, Northwestern, Ohio State, Rutgers
For the latest on UK Men’s Golf follow the Wildcats on X and Instagram @UKmensgolf, and online at ukathletics.com.
COLUMBIA, S.C. (WIS) – Former President Joe Biden spoke Friday at the Columbia Art Museum in downtown Columbia at an event hosted by the South Carolina Democratic Party to honor his more than 50 years with the party and to mark his 2020 South Carolina Democratic primary victory.
Biden entered the South Carolina primary having lost Iowa, New Hampshire and Nevada. His win in the state gave his campaign momentum heading into the rest of the primary calendar.
“People in this room brought my campaign back from the brink — a lot of pundits, people in the press had given up on me,” Biden said.
Biden said South Carolina’s support was central to his path to the presidency.
“If I could just get to South Carolina I could win the nomination, and I knew if I won the nomination I’d win the presidency because I knew what Bill Clinton and Barack Obama knew before me — South Carolina picks presidents,” Biden said.
South Carolina Democratic Party Chair Christale Spain said Biden’s performance in the state went beyond a primary win.
“Biden didn’t just win, he delivered,” Spain said.
Rep. Jim Clyburn, D-S.C., whose endorsement of Biden ahead of the 2020 primary was a key moment in the campaign, attended the event. Clyburn praised Biden’s record of public service.
“There is no American ever who has demonstrated through his service more substance — and I might add sustenance — than Joseph Robinette Biden,” Clyburn said.
Biden also directed remarks at the current Trump administration and called on Democrats to turn out for November’s midterm elections to help flip the House or Senate.
“There’s no time to give up — it’s time to get up, get up, get up, continue to fight,” Biden said.
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