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Sneaky scammers drain bank account in sinister phone phishing scheme

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Sneaky scammers drain bank account in sinister phone phishing scheme

We often receive text alerts from our banks about potential fraudulent transactions. 

While these notifications are meant to protect us, they can sometimes be exploited by savvy thieves. 

Here’s a real-life example shared by Kevin from Dandridge, Tennessee, who wanted to let others know about these sneaky tactics so that they could protect themselves against these heartless scammers.

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A couple receiving text messages on their smartphones. (Kurt “CyberGuy” Knutsson)

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The incident

Kevin shared a troubling experience where his wife received a text from their debit card bank questioning a potential fraudulent charge. This wasn’t unusual, as they had received similar notifications before and had to replace their cards. She responded with “NO,” indicating that the transaction wasn’t theirs.

Shortly after, she received a phone call from what she thought was the bank. However, the call was from the thieves, who cleverly posed as bank representatives. They didn’t ask for account numbers or passwords but instead requested the answer to a “secret question” that was legitimately set up when the account was created.

Once the thieves had this information, they shut off notifications, transferred funds between accounts, set up an ACH transfer and withdrew most of the funds. Fortunately, Kevin’s wife checked their accounts daily and quickly noticed the suspicious activity.

They filed a report with the Internet Crime Complaint Center (IC3) and a local police report. The IC3 is a partnership between the FBI and the National White Collar Crime Center, providing a way for individuals to report cyber crimes, including online fraud and identity theft. The bank’s fraud department was able to retrieve the funds from the receiving bank. However, the experience was time-consuming and stressful.

HOW TO REMOVE YOUR PRIVATE DATA FROM THE INTERNET 

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A woman receiving text messages on her cellphone. (Kurt “CyberGuy” Knutsson)

BEWARE OF THIS NEW ANDROID MALWARE THAT EMPTIES YOUR BANK ACCOUNT AND CLEARS YOUR DEVICE COMPLETELY

Why scammers specifically ask for secret questions

Scammers often ask for the answers to secret questions because these answers can provide them with a crucial piece of information needed to access your accounts. Secret questions are typically used as an additional layer of security for account recovery or verification processes. By obtaining this information, scammers can bypass other security measures and gain unauthorized access to your accounts. Kevin’s experience highlights why scammers target secret questions:

Exploiting trust: Scammers often pose as legitimate representatives from your bank or other trusted institutions. By asking for the answer to a secret question, they exploit your trust and the perceived legitimacy of the request. Kevin’s wife thought she was speaking with the bank when, in reality, she was talking to the thieves who had cleverly mimicked the bank’s procedures.

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Bypassing security measures: Once scammers have the answer to a secret question, they can use it to reset your password or verify your identity, effectively bypassing other security measures that are in place to protect your account. This is exactly what happened to Kevin’s wife; the scammers used the answer to the secret question to shut off notifications, transfer funds and set up an ACH transfer.

Easier to guess or find: Unlike passwords, which are often complex and unique, the answers to secret questions can sometimes be easily guessed or found through social engineering. For example, common questions like “What is your mother’s maiden name?” or “What was the name of your first pet?” might be discoverable through social media or public records. In Kevin’s case, the scammers cleverly posed as bank representatives and asked for the answer to a secret question that was legitimately set up when the account was created.

Understanding why scammers ask for secret questions can help you be more cautious and protect your sensitive information. Always be wary of unsolicited requests for personal information, and verify the legitimacy of the request through official channels. Kevin’s story serves as a powerful reminder to stay vigilant and protect your financial security.

A woman texting on her cellphone. (Kurt “CyberGuy” Knutsson)

WORLD’S LARGEST STOLEN PASSWORD DATABASE UPLOADED TO CRIMINAL FORUM

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Tips to protect yourself

Protecting yourself from fraud requires vigilance and proactive measures. Here are 11 essential tips to help you stay safe:

1. Verify text notifications: Use your bank’s official app or website to verify any text notifications you receive. This ensures that you’re interacting with a legitimate source and not a scammer. If in doubt, contact your bank directly using the phone number listed on their official website. If you can, it would be ideal to have a trusted contact at your bank whom you can call to confirm any text notifications you receive. This ensures that you’re speaking with a legitimate representative.

2. Never share secret answers: Never give out the answer to your secret question over the phone in a call you didn’t initiate, even if the caller seems legitimate. If you contact a bank call center, these questions are needed to authenticate your identity.

3. Hang up the phone and call the number of your bank from the back of your debit card or get your bank’s number from the bank’s official website.  If you’re thinking of Googling the phone number you’re seeing on your phone display, think twice as scammers easily spoof the legitimate phone numbers of banks.

4. Turn on notifications on your bank app. Most banks will send a notice when any alerts are turned off or information is changed.

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5. Regular account monitoring: Make it a habit to check your bank accounts daily. Early detection of suspicious activity can prevent significant losses.

6. Report suspicious activity: If you suspect fraud, report it immediately to your bank and local authorities. Quick action can help mitigate the damage.

7. Enable two-factor authentication (2FA): Whenever possible, enable 2FA on your bank accounts and other sensitive online accounts. This adds an extra layer of security by requiring a second form of verification, such as a code sent to your phone.

8. Use strong, unique passwords: Ensure that your passwords are strong and unique for each account. Avoid using easily guessable information like birthdays or common words. Consider using a password manager to keep track of your passwords securely.

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9. Be cautious with public Wi-Fi: Avoid accessing your bank accounts or conducting sensitive transactions over public Wi-Fi networks. These networks can be less secure and more susceptible to hacking.

10. Regularly update your software: Keep your devices and apps updated with the latest security patches. This helps protect against vulnerabilities that could be exploited by cybercriminals.

11. Have strong antivirus software: The best way to safeguard yourself from malicious links that install malware, potentially accessing your private information, is to have antivirus software installed on all your devices. This protection can also alert you to phishing emails and ransomware scams, keeping your personal information and digital assets safe. Get my picks for the best 2024 antivirus protection winners for your Windows, Mac, Android and iOS devices.

12. Remove your personal information from the internet: To reduce your online presence, consider using a data removal service. While no service can guarantee the complete removal of your data from the internet, a data removal service is really a smart choice. They aren’t cheap — and neither is your privacy. These services do all the work for you by actively monitoring and systematically erasing your personal information from hundreds of websites.  

It’s what gives me peace of mind and has proven to be the most effective way to erase your personal data from the internet. By limiting the information available, you reduce the risk of scammers cross-referencing data from breaches with the information they might find on the dark web, making it harder for them to target you. Check out my top picks for data removal services here.

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HOW TO PROTECT YOUR CREDIT AND BANK CARDS FROM GETTING HACKED

Kurt’s key takeaways

Kevin’s story is a reminder of how vigilant we need to be in protecting our financial information. Thieves are becoming increasingly sophisticated, and it’s crucial to stay one step ahead. By following the tips outlined above, you can significantly reduce your risk of falling victim to these banking scams. Remember, staying informed and proactive is your best defense against this kind of fraud.

Have you ever experienced a close call with a scam? What did you learn from that experience? Let us know by writing us at Cyberguy.com/Contact

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Technology

Google just leaked a first look at Android for PC in action

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Google just leaked a first look at Android for PC in action

We’ve been waiting months for our first look at Android running on a PC in Google’s upcoming ChromeOS / Android hybrid platform, codenamed Aluminium OS. Now we’ve seen it in action, and have Google to thank for the leak.

9to5Google spotted a bug report related to Chrome Incognito tabs published to the Google Issue Tracker yesterday, including two screen recordings taken from a device running Aluminium OS. Google has now restricted access to the report, but 9to5Google managed to pull the videos first. The site also reports that the bug tracker mentioned an ALOS software version — already confirmed to be the initialism for Aluminium OS — and that the recordings came from an HP Elite Dragonfly 13.5 Chromebook.

The videos themselves — shared to YouTube by Android Authority — add further confirmation that this is Aluminium OS, listing the OS as Android 16, with a build number that matches the ALOS one mentioned in the bug report. It certainly looks like this is an existing Chromebook being used to test the upcoming ALOS experience, which Android head Sameer Samat previously said we should expect to see more from this year.

As for what we see of Aluminium, it’s very much the mashup you’d expect. The taskbar resembles ChromeOS’s, but moves the start button into the center, à la Android. There’s a status bar at the top, more like Android than ChromeOS, with familiar Android icons for battery, Wi-Fi connection, and so on. The video gives us a brief look at the Play Store, along with some split-screen multitasking, but it’s hardly a deep dive of the new OS. We might need to wait for Google to release a video on purpose for that.

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Uber unveils a new robotaxi with no driver behind the wheel

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Uber unveils a new robotaxi with no driver behind the wheel

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Uber is getting closer to offering rides with no one behind the wheel. 

The company recently unveiled a new robotaxi and confirmed that autonomous testing is already underway on public roads in the San Francisco Bay Area. While the vehicle first appeared earlier this month at the Consumer Electronics Show 2026, the bigger story now is what is happening after the show.

These robotaxis are no longer confined to presentations or closed courses. They are driving in real traffic as Uber prepares for a public launch later this year.

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PRIVATE AUTONOMOUS PODS COULD REDEFINE RIDE-SHARING

Uber’s new robotaxi operates on public roads in the San Francisco Bay Area as the company moves closer to offering fully driverless rides later this year. (Klaudia Radecka/NurPhoto via Getty Images)

Who is behind Uber’s robotaxi

Uber is the name most riders recognize. However, two partners handle the technology behind the scenes. Lucid Group builds the all-electric vehicle. It is based on the Lucid Gravity SUV, which was designed for long-range efficiency and passenger comfort. Nuro provides the self-driving system. Nuro also leads testing and safety validation. Together, the three companies are developing a robotaxi service that will be available only through Uber.

Uber’s robotaxi is already driving itself

Autonomous on-road testing began last month in the Bay Area. These tests take place on public streets rather than private test tracks. Nuro runs the testing program using trained safety operators who supervise each trip. The focus is on everyday driving situations such as intersections, lane changes, traffic lights and pedestrians. This stage is critical. It allows engineers to evaluate how the system behaves in real conditions before opening rides to the public.

What makes Uber’s robotaxi different

Uber’s robotaxi was designed from the start to operate without a driver. It combines electric vehicle engineering with visible autonomy features that riders can understand.

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Key features include:

  • A multi-sensor system using cameras, lidar and radar for full awareness
  • A low-profile roof-mounted Halo module integrated into the vehicle
  • Exterior LED displays that show rider initials and trip status
  • In-cabin screens for climate, music and support access
  • Real-time visuals that show what the vehicle sees and plans to do
  • Seating for up to six passengers with room for luggage

The robotaxi runs on high-performance computing powered by NVIDIA DRIVE AGX Thor. This system handles the real-time AI processing required for autonomous driving.

A robotaxi ride that explains itself

One standout feature is transparency. Riders can see how the robotaxi perceives the road and plans its next move. The display shows lane changes, yielding behavior, slowing at traffic lights and the planned drop-off point. This helps riders understand what the vehicle is doing instead of guessing. Inside the cabin, passengers can adjust heated seats, climate controls and music. They can also contact support or request the vehicle to pull over if needed.

CAN AUTONOMOUS TRUCKS REALLY MAKE HIGHWAYS SAFER?

The all-electric Uber robotaxi, built with partners Lucid and Nuro, is now navigating real traffic without a human driver. (INA FASSBENDER / AFP via Getty Images)

Uber plans to scale robotaxis across the U.S. and global markets

Uber plans to deploy 20,000 or more robotaxis over the next six years. These vehicles will operate in dozens of U.S. and international markets. Lucid will integrate all required hardware directly on the production line at its Casa Grande, Arizona factory. Uber will own and operate the vehicles along with third-party fleet partners. Every robotaxi ride will be booked through the Uber app, just like a standard Uber trip.

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How Uber is handling robotaxi safety and regulation

Safety sits at the center of this rollout. Nuro’s validation process combines simulation, closed-course testing and supervised on-road driving. The system relies on an end-to-end AI foundation model paired with clear safety logic. The goal is predictable, comfortable driving across a wide range of conditions. Uber and its partners are also working with regulators, policymakers and local governments to ensure the service aligns with public safety standards and city planning goals.

When Uber’s driverless rides are expected to launch

Uber says the first autonomous rides will launch in a major U.S. city later in 2026. The service will be available exclusively through the Uber app. Production of the robotaxi is expected to begin later this year, pending final validation.

What this means to you

If you use Uber, driverless rides may soon appear as an option. These vehicles could offer quieter trips, more consistent driving and improved availability during peak times. For cities, a shared electric robotaxi fleet could help reduce emissions and congestion. For riders, seeing how the vehicle thinks and reacts may make autonomous travel feel less intimidating.

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Think your devices and data are truly protected? Take this quick quiz to see where your digital habits stand. From passwords to Wi-Fi settings, you’ll get a personalized breakdown of what you’re doing right and what needs improvement. Take my Quiz here: Cyberguy.com.

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CES 2026 SHOWSTOPPERS: 10 GADGETS YOU HAVE TO SEE

Uber confirms autonomous testing is underway after unveiling its robotaxi at CES 2026, marking a major step toward a public launch. (INA FASSBENDER / AFP via Getty Images)

Kurt’s key takeaways

Uber’s robotaxi effort feels more grounded than many past autonomous promises. It combines a known ride-hailing platform a purpose-built electric vehicle and a self-driving system already operating on public roads. If testing continues to progress, driverless Uber rides could move from something new to something normal sooner than many expect.

Would you get into an Uber if there was no driver sitting in the front seat? Let us know by writing to us at Cyberguy.com.

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Grubhub confirms data breach amid extortion claims

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Grubhub confirms data breach amid extortion claims

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Food delivery platform Grubhub has confirmed a recent data breach after unauthorized actors accessed parts of its internal systems. 

The disclosure comes as sources tell BleepingComputer the company is now facing extortion demands linked to stolen data.

In a statement to BleepingComputer, Grubhub said it detected and stopped the activity quickly.

“We’re aware of unauthorized individuals who recently downloaded data from certain Grubhub systems,” the company said. “We quickly investigated, stopped the activity, and are taking steps to further increase our security posture.”

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Grubhub added that sensitive information, such as financial details or order history, was not affected. However, the company declined to answer follow-up questions about when the breach occurred, whether customer data was involved or if it is actively being extorted.

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RANSOMWARE ATTACK EXPOSES SOCIAL SECURITY NUMBERS AT MAJOR GAS STATION CHAIN

Grubhub confirmed a data breach after unauthorized actors accessed parts of its internal systems, prompting an investigation and heightened security measures. (Michael Nagle/Bloomberg via Getty Images)

What Grubhub has confirmed so far

While details remain limited, Grubhub confirmed several key points. It has brought in a third-party cybersecurity firm and notified law enforcement. Beyond that, the company has stayed largely silent. That lack of detail has raised concern, especially given Grubhub’s recent security history. Just last month, the company was linked to scam emails sent from its own b.grubhub.com subdomain. Those messages promoted a cryptocurrency scam promising large returns on Bitcoin payments. Grubhub said it contained the incident and blocked further unauthorized emails. It did not clarify whether the two events are related.

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Sources link the breach to ShinyHunters extortion

According to multiple sources cited by BleepingComputer, the ShinyHunters hacking group is behind the extortion attempt. The group has not publicly commented on the claims and declined to respond when contacted. Sources say the attackers are demanding a Bitcoin payment to prevent the release of stolen data. That data reportedly includes older Salesforce records from a February 2025 breach and newer Zendesk data taken during the most recent intrusion. Grubhub uses Zendesk to run its online customer support system. That platform handles order issues, account access and billing questions, making it a valuable target for attackers.

How stolen credentials may have enabled the attack

Investigators believe the breach may be tied to credentials stolen during earlier Salesloft Drift attacks. In August 2025, threat actors used stolen OAuth tokens from Salesloft’s Salesforce integration to access sensitive systems over a 10-day period. According to a report from Google Threat Intelligence Group, also known as Mandiant, attackers used that stolen data to launch follow-up attacks across multiple platforms. “GTIG observed UNC6395 targeting sensitive credentials such as AWS access keys, passwords and Snowflake-related access tokens,” Google reported. ShinyHunters previously claimed responsibility for that campaign, stating it stole roughly 1.5 billion records from Salesforce environments tied to hundreds of companies.

Why this breach still matters

Even if payment data and order history were not affected, support systems often contain personal details. Names, email addresses and account notes can be enough to fuel phishing attacks or identity scams. More importantly, this incident highlights how older breaches can continue to cause damage long after the initial attack. Stolen credentials that are never rotated remain a powerful entry point for threat actors.

Ways to stay safe after the Grubhub data breach

If you use Grubhub or any online delivery service, a few smart steps can reduce your risk after a breach.

1) Update your password and stop re-use

Start by changing your Grubhub password right away. Make sure you do not reuse that password anywhere else. Reused passwords give attackers an easy path into other accounts. A password manager can help here. It creates strong, unique logins and stores them securely so you do not have to remember them all.

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Next, see if your email has been exposed in past breaches. Our No. 1 password manager pick includes a built-in breach scanner that checks whether your email address or passwords have appeared in known leaks. If you discover a match, immediately change any reused passwords and secure those accounts with new, unique credentials.

Check out the best expert-reviewed password managers of 2026 at Cyberguy.com.

ILLINOIS DHS DATA BREACH EXPOSES 700K RESIDENTS’ RECORDS

The food delivery platform says it quickly stopped the intrusion but has not disclosed when the breach occurred or whether customers were targeted. (Leonardo Munoz/VIEWpress)

2) Turn on two-factor authentication

If two-factor authentication (2FA) is available, enable it. This adds a second step when you sign in, such as a code sent to your phone or app. Even if a hacker steals your password, two-factor authentication can stop them from getting in.

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3) Watch closely for phishing attempts and use strong antivirus software

Be alert for emails or texts that mention orders, refunds or support issues. Attackers often use stolen support data to make messages feel urgent and real. Do not click links or open attachments unless you are certain they are legitimate. Strong antivirus software can also help block malicious links and downloads before they cause harm.

The best way to safeguard yourself from malicious links that install malware, potentially accessing your private information, is to have strong antivirus software installed on all your devices. This protection can also alert you to phishing emails and ransomware scams, keeping your personal information and digital assets safe.

Get my picks for the best 2026 antivirus protection winners for your Windows, Mac, Android and iOS devices at Cyberguy.com.

4) Remove your data from people-search sites

Consider using a data removal service to reduce your online footprint. These services help remove your personal details from data broker sites that attackers often use to build profiles. Less exposed data means fewer tools for scammers to exploit.

While no service can guarantee the complete removal of your data from the internet, a data removal service is really a smart choice. They aren’t cheap, and neither is your privacy. These services do all the work for you by actively monitoring and systematically erasing your personal information from hundreds of websites. It’s what gives me peace of mind and has proven to be the most effective way to erase your personal data from the internet. By limiting the information available, you reduce the risk of scammers cross-referencing data from breaches with information they might find on the dark web, making it harder for them to target you.

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Check out my top picks for data removal services and get a free scan to find out if your personal information is already out on the web by visiting Cyberguy.com.

Get a free scan to find out if your personal information is already out on the web: Cyberguy.com.

5) Ignore crypto messages using trusted brands

Be skeptical of any cryptocurrency offers tied to familiar companies. Grubhub was previously linked to scam emails promoting crypto schemes, which shows how often attackers abuse trusted names. Legitimate companies do not promise fast returns or pressure you to act immediately.

6) Monitor your Grubhub account and email activity

Check your Grubhub account for anything that looks unfamiliar. Watch for unexpected password reset emails, order confirmations or support messages you did not request. Attackers often test stolen data quietly before making bigger moves.

7) Secure the email linked to your Grubhub account

Your email account is the key to password resets. Change that password and enable two-factor authentication if it is not already on. If attackers control your email, they can regain access even after you change other passwords.

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8) Stay alert for delayed scams tied to the breach

Breach data is often reused weeks or months later. Phishing attempts may appear long after headlines fade. Treat any future messages claiming to reference Grubhub support, refunds or account issues with extra caution.

These steps will not undo a breach, but they can limit how attackers exploit stolen information and reduce your risk going forward.

FIBER BROADBAND GIANT INVESTIGATES BREACH AFFECTING 1M USERS

Sources tell BleepingComputer the Grubhub breach is tied to extortion demands involving allegedly stolen customer support data. (Gabby Jones/Bloomberg via Getty Images)

Kurt’s key takeaways

Grubhub’s confirmation puts an official stamp on what sources have warned about for weeks. While the company says sensitive data was not affected, unanswered questions remain. As extortion-driven breaches rise, transparency and rapid credential rotation matter more than ever. What stands out most is how past compromises continue to create new risks. When access tokens live too long, attackers do not need to break in again. They simply walk back through an open door.

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If companies stay quiet after breaches, how can customers know when it is time to protect themselves? Let us know by writing to us at Cyberguy.com.

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