Illinois
Two Illinois Men Charged in Fraudulent Payment Processing Scheme
A federal grand jury in Chicago returned an indictment charging two Illinois males with financial institution fraud in reference to fee processing firms they operated.
In response to court docket paperwork, Michael D’Ambrose, 62, of Chicago, and Scott Apgar, 43, of Roscoe, operated a bunch of fee processing firms that deposited checks on behalf of merchant-clients. The checks sometimes had been “remotely created checks” (RCCs), which weren’t signed by the account holder whose account was debited.
The indictment alleges that D’Ambrose and Apgar deceived banks in regards to the nature of the fee processing firms’ enterprise and monetary transactions with a purpose to open and keep financial institution accounts and to permit for the processing of tens of tens of millions of {dollars} of RCCs, which had been purportedly licensed by customers.
D’Ambrose and Apgar allegedly used these financial institution accounts to deposit RCCs on behalf of service provider shoppers regardless of warning indicators of fraud, together with indications that merchant-clients had been initiating unauthorized debits from the accounts of purported prospects. As alleged within the indictment, the warning indicators of fraud included client complaints and regulation enforcement and financial institution inquiries about unauthorized debits. The indictment additional alleges that D’Ambrose and Apgar deliberately recruited shoppers that had been having issue discovering and protecting fee processing providers elsewhere and, when in search of shoppers, touted their firms’ low requirements for accepting shoppers.
In response to the indictment, D’Ambrose and Apgar fraudulently manipulated the charges of returned deposits related to the fee processing firms’ accounts. They allegedly did so by making small-dollar deposits often called micro-transactions, which elevated the amount of deposits in an account, thereby inflicting the share of returned RCCs to look smaller than it really was. The defendants additionally allegedly submitted to banks paperwork that defendants knew contained false and fraudulent details about the character of the fee processing firms’ operations.
Principal Deputy Assistant Lawyer Common Brian M. Boynton, head of the Justice Division’s Civil Division, U.S. Lawyer John R. Lausch Jr. for the Northern District of Illinois, Appearing Inspector in Cost Kai Pickens of the U.S. Postal Inspection Service Chicago Division and Particular Agent in Cost Kathy A. Enstrom of the Federal Deposit Insurance coverage Company-Workplace of Inspector Common, Chicago Regional Workplace, made the announcement.
The indictment expenses D’Ambrose and Apgar with 16 counts of financial institution fraud. If convicted, the defendants face a most time period of imprisonment of 30 years for every depend of financial institution fraud. A federal district court docket choose will decide any sentence after contemplating the U.S. Sentencing Tips and different statutory elements.
The U.S. Postal Inspection Service and Federal Deposit Insurance coverage Company-Workplace of Inspector Common are investigating the case.
Trial Attorneys Daniel Zytnick and Timothy Finley of the Justice Division’s Client Safety Department and Assistant U.S. Lawyer Edward A. Liva Jr. for the Northern District of Illinois are prosecuting the case.
An indictment is merely an allegation and all defendants are presumed harmless till confirmed responsible past an inexpensive doubt in a court docket of regulation.
Illinois
Plano, 1st Illinois community to recognize Juneteenth as holiday, cancels 2025 events
Wednesday, January 15, 2025 3:39PM
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PLANO, Ill. (WLS) — The first community to recognize Juneteenth as holiday in Illinois has canceled this year’s celebration.
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Plano, Illinois recognized Juneteenth as a holiday in February 2021. That same year, it became a state and federal holiday.
However, event organizers announced on social media that the 2025 Juneteenth celebrations were canceled.
The cancellation came due to “community engagement and negative feedback,” according to organizers.
Among the canceled events were the Martin Luther King Candlelight Bowling Fundraiser, Black History Month scholarship contest and the June Celebration at Emily G John’s School.
“My hope is that this is temporary but if the cancelation is determined that it needs to extend to 2026 then that would be the will and pleasure of the community,” organizers said.
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Illinois
Son of woman killed in domestic shooting helps pass Illinois law to protect victims, becomes advocate
CHICAGO (CBS) — In July 2023, Manny Alvarez’s mother and sister were shot and killed, allegedly by his father.
Manny, now 20, usually is not comfortable with praise. But he now has something to be proud of—as he helped pass an Illinois state law that both honors his mom and helps future survivors of domestic violence.
“My life sort of ended there in terms of—that was it,” Alvarez said. “That’s kind of that chapter of my life, and I’ll never have a dad I can call again, I’ll never have a sister I can call again, and I’ll never have a mom I can call again.”
Manny Alvarez was just 18 when his dad picked up a gun and shot his sister, Daniela, and his mother, Karina Gonzalez, to death in their Little Village neighborhood apartment. Manny was shot too, but survived.
He said he did not think his father was capable of doing such a thing.
“I mean, it’s something that we knew of, and in terms of all the domestic violence, it was very prevalent,” Manny Alvarez said, “but you know, you never really think someone’s going to go to that measure of actually hurting someone, let alone killing them, and basically ending everyone’s life.”
The deadly shooting happened during a quarrel, and two weeks after Manny’s mom was granted an order of protection against her husband, Jose Alvarez. But her husband had not been served.
“It was the worst two weeks ever,” Manny said, “because, you know, we’re just kind of sitting there going, ‘OK, like he’s not supposed to be here.”
Manny, who calls his mom the hardest working person he’s ever known, went to live with relatives. At the same time, advocates were crafting a bill requiring that police remove all guns from people with domestic violence orders of protection against them.
The advocate asked Manny if they could name the legislation after his mom. Eventually, he said yes, and the fight to pass Karina’s Bill ramped up.
The bill passed the Illinois General Assembly on Tuesday, Jan. 7, and Manny helped with the effort. He met with lawmakers and appeared at news conferences.
It was Manny’s way of honoring his mother.
“I can’t give her a birthday gift. I can’t give her a Christmas gift anymore,” Manny said. “But I kind of see it as a way to give back to her for all that she did for me.”
Amanda Pyron, executive director of the anti-domestic violence organization The Network, said Manny’s advocacy for getting the bill passed was “critical.”
But Pyron said their work isn’t over—even after Illinois Gov. JB Pritzker signs the bill into law.
“We absolutely will monitor accountability for survivors who go into a court and are granted an order of protection with this remedy, and don’t receive it,” Pyron said.
As for Manny, he does not like to call himself brave. But he does want to keep helping domestic violence survivors—any way he can.
“I’m all ears, and that’s kind of my calling, I guess,” he said. “If anyone comes up to me with that situation, it’s, OK, what can we do? You know, who can I put them in contact with?”
It is not clear when Gov. Pritzker plans to sign Karina’s Bill into law. But when it happens, Manny said he would like to be there.
Illinois
Bill aims to increase age for Illinois seniors to retake driving exam from 79 to 87
CHICAGO (WLS) — Currently, the law requires drivers 79 to 80 to take a road exam if their four-year license renewal is up.
For drivers aged 81 to 86, it is every two years, and for drivers 87 and older, it is yearly.
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Organizations like AARP say that is discriminatory.
But unlike some, 82-year-old Rochelle McGee is not sure it is such a good idea to drop the road test requirements for some seniors when they get their driver’s licenses renewed.
“I’ve been driving since I was 15, and not a lot of accidents. I have a good driving record, but as I said, everyone is not the same. So, I still think there should be some accountability for citizens,” McGee said.
The octogenarian may be in the minority as Secretary of State Alexi Giannoulias and a bipartisan group of lawmakers introduce legislation which would increase the age Illinois drivers have to take a behind-the-wheel test from 79 to 87.
Illinois is currently the only state in the U.S. with a mandatory road test for seniors.
“As secretary of state, my top priority is keeping Illinois roads safe and always making improvements to ensure the safety of everyone who shares them,” Giannoulias said.
House Bill 1226, or the Road Safety and Fairness Act, was introduced last week. Sponsors made a similar attempt to alter the law in 2024.
“This is the art of the possible. We have to get this through 177 other folks in the General Assembly,” said 70th District State Rep. Jeff Keicher, R-Sycamore.
The latest proposal still requires those drivers to renew their driver’s licenses in-person and take a vision test.
“The right to drive should be based on ability, not age,” said AARP Illinois State Director Phillippe Largent.
According to Chicago police crash data analyzed by the ABC7 data team, since 2018, people 65 years and older were involved in approximately 11.8% of crashes. That is slightly less than expected, given that people 65+ make up 16.3% of the Chicago driving-age population.
“This legislation is removing this archaic requirement and doing so in a very balanced way,” said 8th District State Sen. Ram Villivalam, D-Chicago.
The proposed law also allows for immediate relatives to report unsafe motorists regardless of age to the Secretary of State’s Office.
Credible claims of cognitive decline or medical issues could result in actions ranging from retesting to taking driving privileges away entirely.
The measure could be voted on late March or early April.
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